You're a developer. You could build it yourself. But should you? An honest breakdown of what it takes to build a reliable affiliate system from scratch.
Referral link generation, click tracking, IP + device fingerprint matching across the App Store redirect, attribution window management, bot detection.
Handle 10+ RevenueCat event types: purchases, renewals, cancellations, refunds, billing issues, trial conversions. Plus idempotency, sandbox filtering, currency normalization.
Per-influencer rates, recurring commissions on renewals, rate locking, refund clawbacks, platform fee calculation, multi-currency support.
Stripe Connect onboarding, monthly aggregation, minimum thresholds, tax form handling (W-9, W-8BEN), 135+ country support, escrow management.
Real-time stats, conversion funnel, earnings history, referral code management, QR code generation, payout tracking.
Campaign management, influencer invitations, analytics, wallet management, webhook monitoring.
Total: 3-4 months minimum
Plus ongoing maintenance for edge cases, API changes, and security patches
| Aspect | Build Your Own | InfluTo |
|---|---|---|
| Time to launch | 3-4 months minimum | 5 minutes |
| Development cost | $15,000-$40,000 (or 500+ hours) | $0 |
| Ongoing maintenance | 5-10 hours/month | Handled for you |
| Platform fee | $0 (but you pay Stripe fees) | 10% per conversion |
| Break-even point | After $150K-$400K in affiliate revenue | Immediate |
| Edge case handling | You discover them in production | Battle-tested with real money |
| Influencer dashboard | You build it | Built-in with 5 languages |
| Payout automation | You build it | Automated monthly via Stripe |
| Multi-language | You build it | 5 languages included |
We built InfluTo because we went through this exact decision. Six weeks into building our own system, we'd handled the happy path but kept discovering edge cases: out-of-order webhook delivery, trial cancellations before conversion, duplicate purchase events, currency normalization bugs, negative wallet balances from race conditions.
The RevenueCat webhook spec looks simple. The state machine it implies is not. Each edge case took days to properly fix and test. If your core business is building apps, that's where your engineering time should go.
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