Nobody computes or sends a payment by hand. Attribution, receipt verification, commission math, refund holds and the Stripe transfer run as one pipeline — you fund the wallet, creators get paid.
Influencer payout automation means nobody computes or sends a payment by hand. On InfluTo, a payout is the last step of a verified pipeline: a referral code attributes the subscriber, a store receipt or RevenueCat webhook proves the revenue, commission math and refund holds run automatically, and Stripe Connect moves the money from your prepaid escrow wallet to the creator. Minimum payout is $1, the platform fee is 10% of commissions, and setup costs nothing.
Most software that ranks for "influencer payout software" solves one problem: sending many bank transfers at once. That's genuinely useful if you already know exactly who is owed exactly what. For a mobile app running creator commissions, you don't — the amount owed is a function of subscription events that happen for months after the post went live.
So the real pipeline has five stages, and manual operations break at every one of them:
Attribution. Which creator drove this subscriber? InfluTo answers with referral codes — deterministic, no ad-network guesswork. Clicks are deduplicated and fraud-flagged, so the click numbers a payout could depend on are canonical, not raw.
Verification. Did the revenue actually happen? Every conversion is tied to a store receipt, either via the RevenueCat webhook or via direct App Store Server API / Google Play validation. Self-reported sales don't exist in this system.
Commission math. Recurring commission means each renewal event adds to the balance at the rate locked when the subscription started. A creator with 40 active referred subscribers has 40 small accruals a month. Nobody should do this in a spreadsheet, and after month three, nobody accurately does.
Reversals. Refunds and cancellations reduce what's owed. Commission is held through the refund window before it becomes payable, so you never claw money back from a creator's bank account.
The transfer. Only now does "payout software" begin. InfluTo pays via Stripe Connect: creators onboard once through Stripe's hosted flow (Stripe handles KYC and identity — InfluTo never stores ID documents), and earned commission moves from your escrow wallet to their account automatically.
Escrow, funded upfront. You deposit into a wallet via Stripe before campaigns pay out. Creators can see the program is funded; you can withdraw the deposit if you wind down — it's refundable.
$1 minimum payout. A creator's first $3 commission pays out. Platforms with $50 minimums quietly keep small creators' earnings in limbo; small creators are exactly who an early-stage app needs.
10% platform fee, $0 monthly. InfluTo takes 10% of creator commissions. There's no subscription, no seat pricing, no payout-volume tier. If creators earn nothing, you pay nothing.
More detail on the Stripe rail — currencies, KYC, tax treatment — is on the creator payouts feature page, linked below.
People searching for a payouts API usually mean one of two things, and they need different tools:
You need arbitrary programmatic transfers. Flat fees negotiated per creator, one-off content bonuses, amounts your own system computes. Then a commission platform is the wrong shape; build directly on Stripe Connect, which is precisely an API for onboarding recipients and moving money.
You need to pay creators for referred subscription revenue. Then the transfer API was never your problem — the computation was. What you actually need is the pipeline above: attribution, receipt verification, recurring accrual, refund holds. InfluTo does the computation and the transfer, and exposes the operational surface programmatically: an MCP server with 57 tools lets an agent read fraud-filtered analytics, manage campaigns and creators, and check wallet health. One deliberate exception: money movement itself — top-ups, payouts — can't be triggered by an agent. Those run through signed links a human opens. An AI agent with your credentials should not be able to move your money, so it can't.
claude mcp add --transport http influto https://influ.to/mcpBuild on Stripe Connect. Full control, no platform fee. You own attribution storage, webhook processing, commission accrual, refund clawbacks, fraud filtering, and support forever. Reasonable at large scale with a payments team; expensive everywhere else.
Web-SaaS affiliate tools (Tolt, Rewardful, FirstPromoter). Mature products with automated payouts — for web billing. They attribute via links and cookies at a web checkout. An app whose purchases flow through StoreKit or Play Billing has no web checkout to attribute, so there's no verified revenue for the payout to rest on.
GoMarketMe. The closest comparable: a mobile-native platform with a similar creator-commission model. It's a real option; differences are in SDK openness, fee structure at scale, and agent tooling.
MMPs (AppsFlyer, Branch, Adjust). Measurement platforms. They attribute installs; they don't hold escrow, compute commissions, or pay creators. See the MMP explainer linked below.
If you're setting up the whole program, not just payouts, start with the step-by-step integration guide — or create an account and let the wallet sit unfunded until you're ready.
Fund the wallet once. Attribution, verification, commission math and Stripe transfers run themselves — $1 minimum, 10% fee, $0 monthly.
Start free